Wednesday, 1 October 2025

*RBI Monetary Policy Highlights – 01 Oct 2025*

1. 📉 *Repo Rate*– Unchanged at 5.5% 
2.  📈 *GDP Growth* – FY26 projection raised to 6.8% (from 6.5%)  
3. 🛒 *Inflation* – Estimate lowered to 2.6% (from 3.1%)  
4. 🏛️ *GST Reforms* – Expected to moderate inflation and growth  
5. 🌍 *Global Impact* – US tariffs to affect Indian exports  
6. 💼 *Services & Remittances*– Strong exports and remittances to keep CAD sustainable  
7. 💰 *Forex Reserves* – USD 700.2 bn (covering 11 months of imports)  
8. 💱 *Rupee Watch* – RBI to intervene if needed to stabilize currency  
9. 🏦 *Bank Credit* – Growth slower vs last year but still supporting activity  
10. 📊 *Basel III Norms* – Revised capital adequacy norms effective April 1, 2027  
11. 🤝 *Financing Acquisitions* – Framework to enable bank participation  
12. 📃 *Lending Against Shares* – Raised from ₹20 lakh ➝ ₹1 crore  
13. 🪙 *IPO Financing* – Limit enhanced from ₹10 lakh ➝ ₹25 lakh per person  
14. 🌐 *Forex Norms* – Further simplification proposed  
15. 🇮🇳 *Cross-Border Trade* – Banks allowed rupee loans to non-residents from Bhutan, Nepal & Sri Lanka  
16. 📅 *Next MPC Meet* – Scheduled for Dec 3–5, 2025

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